Michigan Medicare Supplement
Seniors in Michigan understand that a Michigan Medicare supplement (Medigap) policy is the best way to protect themselves from the holes in the current Part A and Part B Medicare coverage.
Basic info to keep in mind...
- When you first receive Part B of Medicare, you have a six month period called "open enrollment". During this time, you may purchase a Medicare supplement plan without answering any health questions.
- All companies approved to sell Medicare Supplement polices in Michigan offer plans A-F, M, N. These plans are identical within each company.
- Michigan Medicare supplement policies allow you to choose any doctor and hospital you want, as long as they accept Medicare.
- No co-pays when you go to a Michigan doctor, or Michigan hospital (except for plan N).
- You should never have to file a claim when you have a Michigan Medicare supplement policy.
- Switching to another Medicare supplement policy is always possible, however you may have to answer medical questions. Contact us today for more information.
View Medicare & you 2010 to see updated information on current Medicare supplement plans and information.
June 2010, brought the introduction of the long awaited Medicare supplement plan N. Plan N brings a cost effective supplement to the market. It does this by requiring co-pays for doctor visits, as well as hospital visits. One of the perks for this plan in Michigan is that it is completely guaranteed issue. Their are no questions to answer! This could be a huge help to a senior who has been stuck on the same Medicare supplement for some time due to a pre-existing condition.
We at Palmer & Associates group continue to work with Seniors and their health coverage. This includes Michigan Medicare supplement plans, Michigan Medicare advantage plans and also Part D prescription plans. We represent all the major carriers, so contact us today to see if we can better your situation. All it takes is a phone call.