Michigan Medicare Supplement
Medicare Supplement rates from $60 and up!! Seniors in Michigan understand that a Michigan Medicare supplement (Medigap) policy is the best way to protect themselves from the holes in the current Part A and Part B Medicare coverage. We have multiple ways for you to apply for your Medicare supplement plan. This includes face to face, postal mail, fax, and even online with some of our insurance companies.
Basic info to keep in mind...
- When you first receive Part B of Medicare, you have a six month period called "open enrollment". During this time, you may purchase a Medicare supplement plan without answering any health questions.
- All companies approved to sell Medicare Supplement polices in Michigan offer plans A, C, D,F (also a high deductible F), G, M, N. These plans are identical within each company.
- Michigan Medicare supplement policies allow you to choose any doctor and hospital you want, as long as that doctor or hospital accepts Medicare.
- No co-pays when you go to a Michigan doctor, or Michigan hospital (except for plan N).
- You should never have to file a claim when you have a Michigan Medicare supplement policy.
- Switching to another Medicare supplement policy is always possible, however you may have to answer medical questions. Contact us today for more information.
View Medicare & You 2012 to see updated information on current Medicare supplement plans and information.
June 2010, brought the introduction of the long awaited Medicare supplement plan N. Plan N brings a cost effective supplement to the market. It does this by requiring co-pays for doctor visits, as well as hospital visits. One of the perks for this plan in Michigan is that it brings easier underwriting to the market. This could be a huge help to a senior who has been stuck on the same Medicare supplement for some time due to a pre-existing condition.
The agency is also proud to offer a high deductible plan F. Anyone who has had a Medicare supplement understands that Plan F is the most popular, however usually the most expensive. For a lower cost, a Michigan consumer can have a Plan F, but with a deductible to meet after your Medicare claims have been paid by Medicare themselves.
Also ask us today about our free Medicare supplies program that we offer for consumers who are eligible. Nice way to get some of the most basic supplies for free or low cost.
We at Palmer & Associates group continue to work with Seniors and their health coverage. This includes all available Michigan Medicare supplement plans, Michigan Medicare advantage plans and also Part D prescription plans. We represent all the major carriers, so request a quote to see if we can better your situation. All it takes is a phone call.